{"id":3691,"date":"2016-06-27T00:00:10","date_gmt":"2016-06-27T07:00:10","guid":{"rendered":"http:\/\/innadeshikoway.com\/?p=3691"},"modified":"2016-06-28T10:04:14","modified_gmt":"2016-06-28T17:04:14","slug":"%e5%ae%b6%e3%81%ae%e3%83%ad%e3%83%bc%e3%83%b3%e3%81%ae%e3%83%aa%e3%83%95%e3%82%a1%e3%82%a4%e3%83%8a%e3%83%b3%e3%82%b9%ef%bc%88%e5%89%8d%e7%b7%a8%ef%bc%89","status":"publish","type":"post","link":"http:\/\/innadeshikoway.com\/?p=3691","title":{"rendered":"\u5bb6\u306e\u30ed\u30fc\u30f3\u306e\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff08\u524d\u7de8\uff09"},"content":{"rendered":"<p>\u3053\u3093\u306b\u3061\u306f\u3001Erina\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>3\u5e74\u524d\u306b\u8cb7\u3063\u305f\u6211\u304c\u5bb6\u306e\u30ed\u30fc\u30f3 (mortgage) \u306e\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u6700\u4e2d\u3067\u3059\u306e\u3067\u3001\u3061\u3087\u3063\u3068\u66f8\u3044\u3066\u307f\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u307e\u305a\u3001<strong><span style=\"color: #ff0000;\">\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9<\/span><\/strong> (Re-finance; \u7565\u3057\u3066&#8221;Re-fi&#8221;\u306a\u3093\u3066\u547c\u3070\u308c\u308b\u3053\u3068\u3082\uff09\u3063\u3066\u4f55\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u7c21\u5358\u306b\u8a00\u3046\u3068\u3001\u300c\u65b0\u3057\u3044\u30ed\u30fc\u30f3\u306b\u7d44\u307f\u66ff\u3048\u308b\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u73fe\u6642\u70b9\u306e\u6b8b\u984d(balance)\u3092\u3082\u3068\u306b\u3001\u6708\u3005\u306e\u652f\u6255\u984d\u3092\u4e0b\u3052\u308b\u76ee\u7684\u306a\u3069\u3067\u884c\u306a\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\u305d\u3082\u305d\u3082\u3001\u300c\u5bb6\u306e\u30ed\u30fc\u30f3\u3092\u652f\u6255\u3044\u7d42\u3048\u308b\u300d\u3068\u3044\u3046\u6982\u5ff5\u304c\u65e5\u672c\u306b\u6bd4\u3079\u3066\u8584\u3044\u30a2\u30e1\u30ea\u30ab\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u4e0d\u52d5\u7523\u4fa1\u5024\u306f\u6642\u9593\u3068\u5171\u306b\u4e0a\u304c\u308b(appreciate)\u3068\u3044\u3046\u6587\u5316\u306a\u306e\u3067\u3001\u81ea\u5206\u306e\u5bb6\u306e\u4fa1\u5024\u304c\u4e0a\u304c\u308c\u3070\u3001\u5bb6\u3092\u8cb7\u3044\u66ff\u3048\u308b\u3068\u3044\u3046\u3053\u3068\u304c\u983b\u7e41\u306b\u884c\u306a\u308f\u308c\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u306a\u306e\u3067\u3001<span style=\"color: #ff0000;\"><strong>30\u5e74\u30ed\u30fc\u30f3\u3092\u652f\u6255\u3044\u7d42\u3048\u308b\u3053\u3068\u3088\u308a\u3082\u3001\u6708\u3005\u306e\u652f\u6255\u984d\u3092\u4e0b\u3052\u308b\u305f\u3081<\/strong><\/span>\u306b\u3001\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u304c\u884c\u306a\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u305f\u3068\u3048\u3070\u300110\u5e74\u524d\u306e2006\u5e74\u306b$500,000\u3067\u5bb6\u3092\u8cb7\u3063\u305f\u3068\u3057\u307e\u3059\u3002\u305d\u306e\u6642\u306e\u30ed\u30fc\u30f3\u30d0\u30e9\u30f3\u30b9\u306f$500,000\u3067\u3057\u305f\u3002<\/p>\n<p>\u5f53\u6642\u306e\u5229\u7387(interest rate)\u306f4.5%\u3002<\/p>\n<p>(Our initial mortgage was $500,000 at 4.5% rate.)<\/p>\n<p>30 year amortized\u3060\u3068\u3059\u308b\u3068\u3001\u6708\u3005\u306e\u652f\u6255\u3044\u306f\u7d04$2,530\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3061\u3087\u3063\u3068\u307e\u3068\u3081\u3066\u307f\u308b\u3068\u3001<\/p>\n<p>&nbsp;<\/p>\n<p>Balance \u6b8b\u9ad8\uff1a$500,000<\/p>\n<p>Interest Rate \u5229\u7387\uff1a4.5%<\/p>\n<p>Payment \u6bce\u6708\u306e\u652f\u6255\u3044\uff1a$2,530<\/p>\n<p>&nbsp;<\/p>\n<p>10\u5e74\u9593\u3001\u5730\u9053\u306b\u3001\u6642\u9593\u901a\u308a\u306b\u652f\u6255\u3044\u300110\u5e74\u9593\u3067$385,000\u307e\u3067\u6b8b\u9ad8\u304c\u6e1b\u308a\u307e\u3057\u305f\u3002<\/p>\n<p><span style=\"color: #0000ff;\">(We have paid down to $385,000 in the last 10 years.)<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u6700\u8fd1\u306e\u4f4e\u3044\u5229\u7387\u3067\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3057\u3088\u3046\u3068\u3001\u8272\u3005\u3068\u63a2\u3057\u3066\u307f\u308b\u3068\u30013.75%\u3068\u3044\u3046\u30ec\u30fc\u30c8\u306b\u30af\u30aa\u30ea\u30d5\u30a1\u30a4\u3067\u304d\u308b\u3053\u3068\u306b\u3002<\/p>\n<p>\u3053\u308c\u3092\u3082\u3068\u306b\u8a08\u7b97\u3057\u3066\u307f\u308b\u3068\u3001<\/p>\n<p>&nbsp;<\/p>\n<p>Balance \u6b8b\u9ad8\uff1a$385,000<\/p>\n<p>Interest Rate \u5229\u7387\uff1a3.75%<\/p>\n<p>Payment \u6bce\u6708\u306e\u652f\u6255\u3044\uff1a$1,780<\/p>\n<p>&nbsp;<\/p>\n<p>\u3068\u306a\u308a\u3001<\/p>\n<p>&nbsp;<\/p>\n<p>$2,530 &#8211; $1,780 = <strong><span style=\"color: #ff0000;\">$750<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u3092\u6bce\u6708\u30bb\u30fc\u30d6\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>2016\u5e74\u306b\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3057\u305f\u5834\u5408\u3001\u3053\u306e\u5148\u306e30\u5e74\u3067\u652f\u6255\u3046\u8a08\u7b97 (30 year amortization)\u306a\u306e\u3067\u30012006\u5e74\u306b\u7d44\u3093\u3060\u3068\u304d\u3088\u308a\u3082\u3001\u30ed\u30fc\u30f3\u306e\u5b8c\u6e08\u6642\u671f\u304c10\u5e74\u5ef6\u9577\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u4e0a\u3067\u3082\u66f8\u3044\u305f\u3088\u3046\u306b\u3001\u300c\u5b8c\u6e08\u3059\u308b\u300d\u3068\u3044\u3046\u6587\u5316\u306e\u306a\u3044\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u3001\u5b8c\u6e08\u6642\u671f\u304c10\u5e74\u5ef6\u3073\u305f\u3068\u3057\u3066\u3082\u3001\u6c17\u306b\u3059\u308b\u4eba\u304c\u307b\u3068\u3093\u3069\u3044\u306a\u3044\u308f\u3051\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u3067\u306f\u3001\u3053\u306e\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3001\u3069\u3046\u3084\u3063\u3066\u3084\u308b\u304b\u3002<\/p>\n<p>\u30b7\u30ca\u30ea\u30aa\u3067\u66f8\u3044\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u307e\u305a\u306f\u4e0b\u8abf\u3079\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u79c1\u304c\u3084\u308b\u3053\u3068\u3068\u3057\u3066\u306f\u3001<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\u6700\u8fd1\u306e\u5229\u7387<\/li>\n<li>\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2<\/li>\n<li>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306a\u3069\u4ed6\u306e\u77ed\u671f\u30ed\u30fc\u30f3\u3092\u306a\u308b\u3079\u304f\u5b8c\u6e08\u3059\u308b<\/li>\n<li>\u81ea\u5206\u306e\u5bb6\u306e\u4fa1\u5024 (Zillow\u306a\u3069\u3067\u5927\u307e\u304b\u306a\u5e02\u5834\u4fa1\u5024\u3092\u8abf\u3079\u308b)<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\u306a\u3069\u3092\u8abf\u3079\u3066\u304a\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3067\u3001\u9280\u884c\u9078\u3073\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u307e\u305a\u306f\u73fe\u5728\u306e\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u3044\u308b\u9280\u884c\u3084\u30ec\u30f3\u30c0\u30fc(Lender)\u306b\u76f4\u63a5\u9023\u7d61\u3002\u3053\u308c\u3092<strong><span style=\"color: #ff00ff;\">\u9280\u884cA<\/span><\/strong>\u3068\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #0000ff;\">\u79c1\uff1a&#8221;I would like to refinance my house. I currently have a mortgage with you, and I am wondering if you can give me a quote.&#8221;<\/span><\/p>\n<p>\uff08\u81ea\u5b85\u306e\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3092\u3057\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u307e\u3059\u3002\u73fe\u5728\u3001\u3042\u306a\u305f\u306e\u9280\u884c\u3067\u30e2\u30fc\u30c3\u30b2\u30fc\u30b8\u3092\u7d44\u3093\u3067\u3044\u308b\u306e\u3067\u3059\u304c\u3001\u3069\u3093\u306aquote\u3092\u3057\u3066\u3082\u3089\u3048\u307e\u3059\u304b\uff1f\uff09<\/p>\n<p>&nbsp;<\/p>\n<p>&#8220;quote&#8221;\u306f\u5927\u307e\u304b\u306a\u8a08\u7b97\u3092\u3057\u305f\u6570\u5b57\u3001\u3068\u3044\u3046\u611f\u3058\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #ff00ff;\">\u9280\u884cA\uff1a&#8221;According to our record, the loan term for you is xyz.&#8221;<\/span><\/p>\n<p>\uff08\u305d\u3046\u3067\u3059\u306d\u3001\u79c1\u305f\u3061\u306e\u8a18\u9332\u306b\u3088\u308b\u3068\u3001loan term\u306fxyz\u306b\u306a\u308a\u307e\u3059\u3002\uff09<\/p>\n<p>&nbsp;<\/p>\n<p>&#8220;loan term&#8221;\u3068\u306f\u3001\u30ed\u30fc\u30f3\u306e\u6c7a\u307e\u308a\u3054\u3068\u306e\u3053\u3068\u3002\u5229\u7387\u3084amortization\u3001\u652f\u6255\u984d\u306a\u3069\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>xyz\u306b\u306f\u3001\u305d\u308c\u3089\u306e\u60c5\u5831\u304c\u5165\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u3067\u3082\u3001\u3053\u3053\u3067\u306f\u307e\u3060\u96fb\u8a71\u306f\u5207\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6211\u304c\u5bb6\u306b\u306f\u6700\u8fd1\u3001\u300c\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3057\u307e\u305b\u3093\u304b\uff1f\u300d\u3068\u3044\u3046\u5e83\u544a\u30e1\u30fc\u30eb\u304c\u3069\u3057\u3069\u3057\u6765\u3066\u3044\u305f\u306e\u3067\u3001\u305d\u308c\u3089\u306e\u60c5\u5831\u3092\u7528\u610f\u3057\u3066\u304a\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u30fb\u30fb\u30fb\u3068\u3044\u3046\u306e\u3082\u3001\u3053\u306e\u30d7\u30ed\u30bb\u30b9\u3001<span style=\"color: #ff0000;\">\u300c\u30ec\u30d0\u30ec\u30c3\u30b8\u300d<\/span>\u3092\u5b66\u3076\u826f\u3044\u6a5f\u4f1a\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e0a\u306e\u3088\u3046\u306b\u3001\u9280\u884cA\u304b\u3089\u30ed\u30fc\u30f3\u30bf\u30fc\u30e0\u3092\u3082\u3089\u3063\u305f\u6642\u70b9\u3067\u3001\u3053\u3046\u8a00\u3046\u308f\u3051\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #0000ff;\">&#8220;I have been receiving these mails from other mortgage lenders that they can give us lower rates than you. Do you think you can be competitive?&#8221;<\/span><\/p>\n<p>\uff08\u6700\u8fd1\u3001\u4ed6\u306e\u30e2\u30fc\u30c3\u30b2\u30fc\u30b8\u30ec\u30f3\u30c0\u30fc\u305f\u3061\u304b\u3089\u624b\u7d19\u304c\u3088\u304f\u5c4a\u304f\u3093\u3067\u3059\u3002\u305d\u308c\u306b\u3088\u308b\u3068\u3001\u3082\u3063\u3068\u4f4e\u3044\u5229\u7387\u3092\u30aa\u30d5\u30a1\u30fc\u3057\u3066\u3044\u307e\u3059\u3002\u3042\u306a\u305f\u306e\u9280\u884c\u306f\u305d\u308c\u3068\u7af6\u4e89\u3067\u304d\u307e\u3059\u304b\uff1f\uff09<\/p>\n<p>&nbsp;<\/p>\n<p>\u3064\u307e\u308a\u3001\u300c\u4ed6\u3067\u306f\u3082\u3063\u3068\u826f\u3044\u8a71\u304c\u3042\u308b\u3093\u3060\u3088\u306d\u30fb\u30fb\u30fb\u300d\u3092\u5302\u308f\u305b\u308b\u308f\u3051\u3067\u3059\u3002<\/p>\n<p>\u3053\u3061\u3089\u306e\u624b\u6301\u3061\u30ab\u30fc\u30c9\u3092\u5143\u306b\u3001\u76f8\u624b\u3092\u52d5\u304b\u3057\u305f\u308a\u3001\u3053\u3061\u3089\u306b\u90fd\u5408\u306e\u826f\u3044\u52d5\u304d\u3092\u3055\u305b\u308b\u529b\u306e\u3053\u3068\u3092\u3001\u300c\u30ec\u30d0\u30ec\u30c3\u30b8\u300d\u3068\u547c\u3073\u307e\u3059\u306d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u305d\u3046\u3059\u308b\u3068\u3001<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u3061\u3089\u304c\u6bce\u6708\u3001\u304d\u3061\u3093\u3068\u652f\u6255\u3044\u3092\u3057\u3001\u4ed6\u306b\u3082\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u3044\u306a\u3044\uff1d\u826f\u3044\u5ba2<\/p>\n<p>&nbsp;<\/p>\n<p>\u3068\u3044\u3046\u30c7\u30fc\u30bf\u304c\u3042\u308b\u5834\u5408\u3001<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #ff00ff;\">&#8220;Okay, I will check with\u00a0our mortgage specialist. May I get back to you in this afternoon?&#8221;<\/span><\/p>\n<p>\uff08\u305d\u3046\u3067\u3059\u304b\u3001\u308f\u304b\u308a\u307e\u3057\u305f\u3002\u3067\u306f\u3046\u3061\u306e\u30e2\u30fc\u30c3\u30b2\u30fc\u30b8\u62c5\u5f53\u8005\u306b\u76f8\u8ac7\u3055\u305b\u3066\u304f\u3060\u3055\u3044\u3002\u4eca\u65e5\u306e\u5348\u5f8c\u306b\u6298\u308a\u8fd4\u3057\u9023\u7d61\u3057\u3066\u3082\u3088\u308d\u3057\u3044\u3067\u3057\u3087\u3046\u304b\uff1f\uff09<\/p>\n<p>&nbsp;<\/p>\n<p>\u306a\u3093\u3066\u3053\u3068\u306b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&#8220;Sure.&#8221;<\/p>\n<p>&nbsp;<\/p>\n<p>\u3068\u8a00\u3063\u3066\u3001\u96fb\u8a71\u3092\u5207\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u308c\u306f\u3001&#8221;Initiation&#8221;\u30b9\u30c6\u30fc\u30b8\u3067\u3001\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30d7\u30ed\u30bb\u30b9\u306e\u958b\u59cb\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u304a\u308f\u304b\u308a\u306e\u3088\u3046\u306b\u3001\u6700\u521d\u306b\u96fb\u8a71\u306b\u7b54\u3048\u308b\u4eba\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u62c5\u5f53\u8005\u3067\u306f\u306a\u3044\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002\u4e00\u822c\u7684\u306a\u30af\u30aa\u30fc\u30c8\u3088\u308a\u3001\u81ea\u5206\u306f\u3082\u3063\u3068\u826f\u3044\u30af\u30aa\u30fc\u30c8\u3092\u3057\u3066\u3082\u3089\u3048\u308b\u3079\u304d\u3060\uff01\u3068\u3044\u3046\u306e\u3092\u30a2\u30d4\u30fc\u30eb\u3059\u308b\u3053\u3068\u304c\u5927\u4e8b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3067\u3001\u3053\u3053\u3067\u3001\u306e\u307b\u307b\u3093\u3068\u96fb\u8a71\u304c\u304b\u304b\u3063\u3066\u304f\u308b\u5348\u5f8c\u307e\u3067\u5f85\u3064\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u90f5\u4fbf\u3067\u300c\u3046\u3061\u3067\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3057\u307e\u305b\u3093\u304b\uff5e\uff1f\u300d\u3068\u6765\u3066\u3044\u305f\u3068\u3053\u308d\u306b\u9023\u7d61\u3057\u3066\u307f\u307e\u3059\u3002\u3053\u308c\u3092<strong><span style=\"color: #008000;\">\u9280\u884cB<\/span><\/strong>\u3068\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #0000ff;\">\u79c1\uff1a&#8221;Hi, I am thinking of refinancing my house, and I have received a mail from you. Do you think you can give me a quote?&#8221;<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>\u76f8\u624b\u306f\u300c\u5f85\u3063\u3066\u307e\u3057\u305f\uff01\u300d\u3068\u3070\u304b\u308a\u306b\u3001<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #008000;\">&#8220;Sure! What&#8217;s your address?&#8221;<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>\u306a\u3093\u3066\u805e\u3044\u3066\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u305d\u3053\u3067\u3001\u540d\u524d\u3068\u9023\u7d61\u5148\u306a\u3069\u3092\u4f1d\u3048\u308b\u3068\u3001<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #008000;\">&#8220;Yes, we can do 30 year loan with 4.00%, no closing cost, no out of pocket money for you.&#8221;<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>\u306a\u3093\u3066\u8a00\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>Closing cost\u306f\u3001\u3053\u306e\u30c7\u30a3\u30fc\u30eb\u3092\u30af\u30ed\u30fc\u30ba\u3059\u308b\u305f\u3081\u306e\u30b3\u30b9\u30c8\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306b\u306f\u624b\u6570\u6599\u3084\u3001Appraisal\uff08\u67fb\u5b9a\uff09\u8cbb\u7528\u306a\u3069\u3067\u3059\u3002\u30a8\u30b9\u30af\u30ed\u30fc\u306b\u304a\u3051\u308b\u30af\u30ed\u30fc\u30ba\u306b\u3064\u3044\u3066\u306f<a href=\"http:\/\/innadeshikoway.com\/?p=2268\" target=\"_blank\">\u3053\u3061\u3089\u306e\u8a18\u4e8b<\/a>\u3067\u3069\u3046\u305e\u3002<\/p>\n<p>Out of pocket money\u3068\u3044\u3046\u306e\u306f\u3001\u4eca\u56de\u306e\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306b\u5fc5\u8981\u306a\u3001\u81ea\u5df1\u8ca0\u62c5\u73fe\u91d1\u3002<\/p>\n<p>\u305d\u308c\u3089\u304c\u5fc5\u8981\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u73fe\u6642\u70b9\u3067\u624b\u6570\u6599\u3092\u652f\u6255\u308f\u306a\u304f\u3066\u826f\u3044\u3068\u3044\u3046\u3053\u3068\u3002\u3053\u306e\u5834\u5408\u3001\u3053\u308c\u3089\u306e\u8af8\u624b\u6570\u6599\u306f\u30ed\u30fc\u30f3\u6b8b\u9ad8\u306b\u7d44\u307f\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u30fb\u30fb\u30fb\u3068\u3001\u9577\u304f\u306a\u308a\u305d\u3046\u306a\u306e\u3067\u4eca\u56de\u306f\u3053\u306e\u3078\u3093\u3067\u3002<\/p>\n<p><a href=\"http:\/\/innadeshikoway.com\/?p=3694\">\u6b21\u56de\u306e\u5f8c\u7de8<\/a>\u3067\u3001\u30d7\u30ed\u30bb\u30b9\u306e\u5185\u5bb9\u3068\u30cd\u30b4\u30b7\u30a8\u30fc\u30b7\u30e7\u30f3\u306b\u3064\u3044\u3066\u66f8\u3044\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u3053\u3093\u306b\u3061\u306f\u3001Erina\u3067\u3059\u3002 &nbsp; 3\u5e74\u524d&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3703,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[269,94],"tags":[380,379,211,377,378,112],"class_list":["post-3691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","category-life","tag-mortgage","tag-refinance","tag-211","tag-377","tag-378","tag-112","has-post-thumbnail-archive"],"jetpack_featured_media_url":"http:\/\/innadeshikoway.com\/wp-content\/uploads\/2016\/06\/architecture-1279512_1280.jpg","jetpack_shortlink":"https:\/\/wp.me\/p5WFX3-Xx","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=\/wp\/v2\/posts\/3691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3691"}],"version-history":[{"count":1,"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=\/wp\/v2\/posts\/3691\/revisions"}],"predecessor-version":[{"id":3792,"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=\/wp\/v2\/posts\/3691\/revisions\/3792"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=\/wp\/v2\/media\/3703"}],"wp:attachment":[{"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3691"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/innadeshikoway.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}